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So you're in the market for a major purchase in your life, you need to rent an apartment, or you're trying to land a job, knowing what your credit score is and just how good your credit score is essential. My credit history is 23 years and average is 9 years. My equifax report tells me that one of the things bringing down my score is a "short" credit history. A good credit score range is between 700 and 850. FICO credit scores range between 300 and 850.The general American public credit scores fall on a bell-shaped curve, with most people having credit scores that fall in the center, as follows: Different Credit Scoring Systems. A "good" credit score depends on the scoring system used by your particular lender. Different scoring systems use different scales. What number is considered a good credit score rating? On a scale that usually goes from 300 to 850, the short answer is anything above 720. Why does it mat Tweet; Email; Tweet; Email; Ever wonder what a good credit score is? Of course, we all do. It's one of the most important numbers in our adult life, whether you agree with it or not. Because your scores are nearly what most lenders, credit card companies and banks find attractive, it won't take much to push them into the top tier. Here's what you need to do. Dear Credit Card Adviser, Many cards say they are for good or excellent credit. How would I know what is good or excellent? Would anyone be able to tell me (in FICO score) what numbers constitute excellent credit? Good Credit . The following Credit Cards are for People with Good Credit. Compare offers side by side and apply online for the card that is right for you. Get in depth reporting with Equifax credit report & credit score. View your credit risk and get access to customer care products today. A credit score is a statistical analysis of a person's credit history that represents the credit-worthiness of that individual. A credit score is designed to predict the risk that you will become delinquent in your credit obligations in the two years after scoring. The FICO Score is the credit score most lenders use to determine your credit risk. Understand how all three of your FICO credit scores are calculated. A good credit score can help you save. Start today and get your free Experian Credit Score. Plus get access to credit education and tools to learn more about your credit score. Whether you like it or not, your credit score has a huge impact on your financial life. It determines your eligibility for credit cards, mortgages, auto loans and even jobs. Find out: What is good credit score policy for lenders? And what a good credit score can do for you. Get your scores for free at CreditScore.com Related topics: banking, credit rating, credit score, bad credit, Liz Weston. In our post-crisis economy, good credit isn't just nice to have -- it's essential if you want to level the playing field with lenders. All about what is a good credit score range - the credit score scale doesn't start at 0 or 1, and it doesn't end at 100 or 1000. It starts at the odd figure of 300 and ends at 850. A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of that person.
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